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Personal
FEE SCHEDULE
Effective Date -
04/15/08

The following fees may be assessed against your account. We reserve the right to change these fees from time to time and you will be notified 30 days prior to the effective date.

 

Check printing

fee depends on style of check ordered

Bank Check

$5.00

Traveler's Checks (per $100.00)

$1.00

Traveler's Checks for two (per $100.00)

$1.50

Deposited Check (and other items) returned unpaid

$10.00

Dormant account fee*
(This fee is charged each year)

$6.00

*An account is dormant if for five years there is no activity on the account.

Garnishments, IRS Levies

$25.00

Nonsufficient fund (NSF) item (each) Paid or Returned**

$34.00

**These items apply to ACH & POS transactions also

Stop payments (all items)

$25.00

Photocopies (checks, statements, etc.)

$4.00

Wire transfers: Outgoing

$20.00

Wire transfers: Incoming

$20.00

International Wires

$45.00

Closing fee of new checking account
within 1-year of opening account

$25.00

Inactivity fee on checking accounts after 2 months (balance below $100) Does not apply to Completely Free

$4.00 per month

Account Research

$25.00 per hr.

Account Reconciliation

$25.00 per hr.

Valley Savings Bank STAR/ATM transactions

FREE

Plus System/Cirrus - any transaction

$1.50

ATM or Debit card replacement
(lost, stolen or destroyed)

$5.00

Completely Free Checking

No monthly service charge

50+ Free Interest Checking

No monthly service charge

VIP Interest Checking

No monthly service charge

Low Minimum Interest Checking:  $500.00 daily balance required to avoid monthly service charge

$6.00

Wall Street Checking: $1,000.00 daily balance required to avoid monthly service charge

$8.00

No Minimum Interest Checking: Monthly Service Charge

$4.00

Economy Interest Checking: Per check fee

$.20 per check

Statement Savings: Monthly service charge (if average monthly balance falls below required amount)

$3.00

Overdraft Protection $25.00 Annual Fee
Sustained Overdraft: After 5th business day $5.00 per day
Online Banking FREE
Online Bill Payment FREE
Histories $.50 per page
Counter Checks $1.00 per check

 

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